Welcome to AZF
We Are A Global Business Solutions
We provide business solutions in new ways to achieve growth and secure a strong and profitable business, while safeguarding the future it deserves.
Who We Are
We are an independent company, owned only by our partners and one of the leading representatives of our industry. We are committed to three basic values: entrepreneurship, excellence and empathy, which are the basis of our professional work as a consultant, our interactions with clients, business partners and the community. Our partners and consultants have competence and expertise in finance, technology, media and telecommunications.

Our Services
We will provide the best service with the support of a professional and experienced team. We provide services in finance, banking, technology, media, telecommunications and business.
.01
Retail Banking
Adjust sales, service models and product portfolio to reflect the new era of Retail Banking.
.02
Consumer Finance
We provide guidance for areas that can strategically change a business to stay ahead of market trends.
.03
Payments
With a proven track record, we are excited to shape the future of the payments industry with you.
.04
Corporate Banking
We assist in identifying the right path for you, adapting your organization and product portfolio.
.05
Captive Finance & Leasing
By providing tailor-made and pragmatic solutions, we help you find your way forward.
.06
Wealth Management
We are here to support you in adapting the best strategy to serve your clients.
Our Other Services
- Telecommunications
- Media & Entertainment
- Technology
- Digitization, Digital Disruption & Startups
What Are Our Values
We understand entrepreneurial challenges, and know what makes successful entrepreneurs. This means actively exploring unconventional ideas, taking risks and blazing new trails, but also willingness to assume responsibility.
We achieve excellent results and develop global best practices to ensure both measurable and sustainable success. Our goal is excellence in our work with clients, in the way we develop our knowledge and in our interaction with each other – externally and internally.
We place ourselves in your position to be able to act as insightful, respectful and responsible advisors. AZF employees offer a unique combination of intellectual and emotional competence to meet our clients’ aims and needs.
Our Team
Ricky Firman
Senior Partner

Eka Sjarief
Senior Partner

Robin Hattari
Counsel

Gatot Trihargo
Counsel
